Welcome to NIC ASIA LAGHUBITTA BITTIYA SANSTHA LTD. - साथी संगै,सबल बन्दै

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NEPSE Data

Date: 04 August 2021
Traded Companies No. of Transactions Max price Closing Price Trades shares Amount
Agriculture Development Bank Limited 37 464.00 458.00 11409.00 5152834.00
Alpine Development Bank Limited 2 278.00 278.00 58.00 16124.00
Api Power Company Ltd. 45 357.00 331.00 1546.00 521240.00
Arun Finance Limited 21 174.00 171.00 2300.00 385630.00
Arun Valley Hydropower Development Co. Ltd. 11 223.00 223.00 2518.00 538276.00
Asian Life Insurance Co. Limited 79 1163.00 1100.00 18638.00 20427973.00
Bank of Kathmandu Lumbini Ltd. 102 560.00 545.00 16759.00 8955600.00
Barun Hydropower Co. Ltd. 5 252.00 251.00 540.00 135960.00
Bhargav Bikash Bank Ltd. 2 333.00 333.00 110.00 36630.00
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Our Services

Insurance

 

Insurance Service

  1. Yearly Renewal Group Term Plan Insurance:

The only certainty in life is uncertainty and it’s of paramount importance to ensure that if these uncertainties or risks cannot be eradicated then the impact is minimized. Accident, or untimely death can pose a great loss to the family also it’s the family that has to suffer the consequence of a loved one and also the financial strain as the borrower may be the only bread winner.

In such cases, the company can face severe dilemma as although the company may wish to provide some support it may not be in line with company policy to do so although it may possess the financial capability to do so.

Considering all these facts, Company collaborating with Jyotilife insurance company and is proud to present “Group Term Life Insurance Plan” which is a complete, comprehensive and cost effective package for assurance of our borrower against Death, Accident, Disability

Benefits and Coverage offered under Group Term Life Insurance Plan:

1. Death Benefit

In the event of death due to any cause of any employee anywhere in the world, death benefit amount is payable to his/her beneficiary. Also, additional benefit equivalent to 10% of the Basic Sum Assured or NRs. 200,000, whichever is lower, shall be payable as Funeral Benefit.

2. Personal Accident Benefits

a) Accidental Death Benefit / Dismemberment (Permanent Partial Disability), / Permanent Total Disability (AD D PTD)

  • Accidental Death Benefit (ADB): 

In case of death of Insured Employee due to accident, within 183 days from the date of accident, the additional accidental death benefit sum assured will be payable to such Insured Person less any other amount paid or payable for Dismemberment, Loss of Sight, Hearing, Speech Benefit and Permanent Total Disability.

Dismemberment (Permanent Partial Disability) Benefit :

If an Injury results in any of the following losses to the Insured Person within 183 days after the date of the accident, the Company will pay in one lump sum the applicable percentage. Terms and conditions apply.

  • Permanent Total Disability (AD D PTD):

If, as the result of a covered Injury, and commencing within 183 days after the date of the Injury, an Insured Person becomes Totally Disabled, and such disability has continued for a period of 365 consecutive days and if the Insured Person is Totally and Permanently Disabled at the end of this period, the Company will pay the Principal Sum applicable to such Insured Person less any other amount paid or payable for Dismemberment (Permanent Partial Disability) Benefit

3. Funeral Expense of borrower and spouse of the borrower

II. Microfinance and Deprived Sector Credit Guarantee

With collaboration with the DCGF (Deposit and Credit Guarantee Fund) Loans advanced of each individual under group guarantee up to Rs. 1 million for the security of project failure will be insured in order to secure the business of the borrower